Did you ever meet somebody this time of year and then think or say, “man, what a Scrooge.”

Well, look no further because this year I am the poster child for all things Scrooge.

There will be no Christmas music around the office or the house, at least not loud enough that it can be heard. There will be no tree, no lights, and there will definitely not be any Christmas cheer.

All of those years of putting up a tree and then loading it up with a bunch of presents for the kids are gone. The kids ar...